UAE ILOE Unemployment Insurance & Salary Deductions Calculator
Calculate mandatory ILOE unemployment insurance premiums, maximum claim compensation, late subscription fines (AED 400), and MOHRE salary deduction limits.
This tool enforces Federal Decree-Law No. 13 of 2022 & MOHRE Article 25. Based on official UAE government sources.
View Official Government Portal Source (→)How This Calculation Works: Plain-English Legal Breakdown
Who Is NOT Covered By This Law?
Establishment investors owning their businesses, domestic workers, temporary workers, and juveniles under 18 who are exempt from mandatory ILOE.
Edge Cases Handled
Category A applies to basic wage ≤ 16,000 AED (5 AED/mo). Category B applies to basic wage > 16,000 AED (10 AED/mo). Late subscription after 4 months incurs AED 400 fine. Unpaid installments for 3 months incur AED 200 cancellation fine.
Frequently Asked Questions
Who is legally mandated to subscribe to the UAE ILOE unemployment scheme?
All private sector and federal government employees in the UAE (both citizens and residents) are legally required to subscribe under Federal Decree-Law No. 13 of 2022. Exempt categories include establishment owners, domestic workers, temporary contract staff, and juveniles under 18.
What are the fines for late ILOE registration or missed payments?
Failure to subscribe within 4 months of employment/visa issuance incurs an administrative fine of AED 400. If you fail to pay insurance installments for more than 3 months, an additional AED 200 fine is imposed and your policy is cancelled.
How is unemployment compensation calculated under ILOE?
If you have been enrolled for at least 12 consecutive months and lose your job for non-disciplinary reasons, you receive 60% of your basic wage for up to 3 consecutive months, capped at AED 10,000/month for Category A and AED 20,000/month for Category B.
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